THE AI OPERATING SYSTEM FOR INDEPENDENT INSURANCE AGENCIES · BETA

Let the system manage the work.
You grow the agency.

AOS ONE brings your client information, agency workflows and AI into one operating system. Prepare applications, compare quotes and move service and renewal work forward while your team reviews results and approves key actions.

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02 / THE WORK YOUR AGENCY RUNS ON

Give your team more room to grow the business.

An email arrives. A document needs review. A client needs coverage. AOS ONE brings the account, the next step and the AI support together, so your team can move the work forward without rebuilding the client’s story at each stage.

Prospecting, Risk Intake & Applications

Start with the risk. Build from what you know.

Research a prospect, capture how the business operates and put the documents already on file to work. Hope coordinates document extraction and ACORD preparation around the account, with missing details surfaced for your team to resolve.

Research businesses and draft first-touch outreach
Extract account details from uploaded documents
Populate ACORD forms from account information
Identify missing fields before finalizing

Submissions, Quotes & Proposals

Give every quote the context it needs.

Evaluate carrier appetite against the risk, organize submissions and compare the quotes that come back. AI helps extract terms and prepare proposals, giving your team the details to explain coverage and cost to the client.

Review carrier appetite using available market information
Track submission status for each carrier
Compare received quotes side by side
Prepare proposals from documented quote details

Policy Service & Renewals

Service the client without starting over.

A certificate request or renewal should start with what your agency already knows. Prepare COIs, draft endorsements and open renewal work from the existing account and policy, so your team can focus on what changed.

Prepare COIs from bound policy information
Draft endorsements with effective dates
Start renewals using existing account details

Billing, Commissions & Reconciliation

Connect the policy to the money.

Carry policy information into invoicing and receivables. Work with Penny, the accounting AI coworker, to review balances, compare carrier statements with expected commissions and bring exceptions to your team.

Prepare invoices from bound policy details
Review receivables, payables and producer commissions
Identify statement differences that need attention

Accounting is available to agencies with the module enabled in beta.

03 / WHY AOS ONE

Built around the client, the risk and the work.

The Business Comes First

Keep operations, locations, people and exposures together with the coverage they inform. Build an understanding of the client that carries across policies and renewals.

AI That Can Take Action

Hope works with your agency’s records and specialist tools to update information, prepare documents and coordinate work from a plain-language request.

Knowledge That Stays Useful

Capture account details, document facts and shared notes where the next person and the next workflow can use them. Spend less time asking for information you already have.

Your Team’s Judgment

Review missing information, inspect prepared work and approve actions such as issuing a COI or submitting an endorsement. Your team owns the client relationship.

04 / MEET HOPE

Tell Hope what needs to happen.

Hope is your point of contact for AI inside AOS ONE. She works in the context of the account and coordinates specialists for research, documents, applications, quotes, service and accounting. Ask for the work you need, review the result and keep the next step with the client.

Research a prospect and draft outreach
Extract details from a document
Prepare an ACORD application set
Compare the quotes on an account
Start a renewal from the prior term
Preview an invoice for a bound policy

05 / GETTING STARTED

Start with the work your agency needs help with.

Bring your current systems and one workflow to the conversation. We’ll explain what AOS ONE can support in beta, what information that workflow needs and what your team would review.

Show us the workflow

Tell us where applications, quote comparisons or service requests slow your team down today.

Map your current systems

We’ll discuss where the information lives now and identify any import, connection or manual step needed for the workflow you choose.

Understand the beta

See which parts of the workflow are available to your agency, what setup is involved and which actions stay with your people.

06 / BUILT FROM AGENCY EXPERIENCE

Built from the experience of running an independent agency.

Founder Jason McKinley spent approximately two decades owning and operating an independent agency, including M&D Insurance Services. He knows how applications, service requests, renewals and handoffs compete with time for clients and growth. That experience shapes AOS ONE: let software prepare more of the work while agency people keep the judgment and relationships.

Meet the team

07 / START WITH A REQUEST

Real agency work. Plain-language requests.

“Prepare the ACORD applications using the documents on this account.”

Example Request: ApplicationsHope coordinates application preparation from account information and documents, with gaps returned for review.

“Compare these quotes and prepare a proposal for the client.”

Example Request: QuotesCompare the recorded coverage, limits and premiums, then prepare a proposal from the documented terms.

08 / COMMON QUESTIONS

What getting started means for your agency.

Do we need to replace our current AMS?

Start with the workflow you want to improve and the system you use today. We’ll explain what information that workflow needs, how it would reach AOS ONE and what work would remain in your current system.

What can our agency use today?

AOS ONE is in beta. The available workflows depend on your agency’s setup; accounting requires the beta module to be enabled. We’ll distinguish what your team can use from what is still being developed.

How will our team get started?

We’ll review the information needed for your selected workflow, the setup steps and how your team would learn and review the work before deciding on next steps.

How are pricing and data handling addressed?

Ask us for current pricing, implementation terms and product data documentation during your evaluation. Our privacy policy explains how this marketing site handles information submitted through the demo form.

09 / DEMO

See what AOS ONE could take off your team’s plate.

Tell us which workflow slows your agency down and what systems you use today. We’ll follow up to arrange a beta walkthrough, show the prepared work and review steps, and discuss what getting started would involve for your agency.

Let the system manage the work.You grow the agency.